Readers write in to me with all types of dilemmas. I will say that it’s a relatively modest dream for a not-so-modest price. Submit your questions, inform me what you want to know more about, or weigh in on the most recent Moneyist columns. I feel if you actually knew it was the right move, proper now, you wouldn't seek a second opinion from The Moneyist. Looking again now, it was an absolutely horrible financial choice," he wrote. Ought to I pay further on my mortgage - or save for retirement? All too often in America, that’s the stuff that dreams are product of. Just remember, if you do buy it, that there might come a day whenever you owe extra on the automotive than it’s worth. "I had invested the money spent on that automobile (over and above the money spent on a ‘normal’ car) that I could have used to retire about three years earlier," he said. 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